Generated by All in One SEO v4.9.3, this is an llms.txt file, used by LLMs to index the site. # Michael Driver Homes for Sale in Greensboro and the Triad of NC ## Sitemaps - [XML Sitemap](https://slot20-01a.shiftingnexus.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Blog](https://slot20-01a.shiftingnexus.com/blog/) - [Sunset Hills Yard Sale](https://slot20-01a.shiftingnexus.com/sunset-hills-yard-sale/) - Saturday, May 4th, 8am - noon Locations are being added every day - check the map below! CLICK HERE FOR PRINTABLE MAP!  - [4113 Sheridan Road](https://slot20-01a.shiftingnexus.com/4113-sheridan-road/) - UNDER CONTRACT! Country setting in the city – upgrades galore to this lovely farmhouse include windows, roof, flooring, kitchen upgrades, granite, updated bathroom, major structural work, electrical updating, new HVAC system, and Trex decking. Flexible floor plan with option for 2 bedrooms or more. Two entrances – make one an office. Large living room with - [217 Hillcrest St.](https://slot20-01a.shiftingnexus.com/217-hillcrest-st/) - Remodeled one-story living- new flooring and carpet, new paint, updated counters, fixtures, lights, carport, fenced yard, eat-in kitchen plus formal dining room, large living room, private primary suite with stand-up shower, private yard with room for garden, updated appliances- it's ready for you to move in! Check out the virtual tour! Interior Features: Ceiling Fan(s), - [618 Kimberly Drive](https://slot20-01a.shiftingnexus.com/618-kimberly-drive/) - Irving Park with the updates you need and one-story living! Huge living room/den with wood-burning fireplace with gas log hookup, formal dining room plus breakfast area in large kitchen, pantry space and storage in laundry room, Primary bedroom with tons of closet space, updated hall bath w/handicap accessible walk in shower (no lip at all!), - [3815 Parkwood Drive](https://slot20-01a.shiftingnexus.com/3815-parkwood-drive/) - Just on the edge of Lindley Park lies this mid-century beauty! Refinished hardwoods, newer appliances, tankless water heater, gas pack, combo laundry room/half bath with washer/dryer included! Office, updated bathrooms, deck plus patio, garden space, detached studio with mini-split HVAC. Right around the corner from the Arboretum and just a short hop to The Corner - [911 Ben Anderson Road](https://slot20-01a.shiftingnexus.com/911-ben-anderson-road/) - SOLD! 911 Ben Anderson Road in Mocksville. 3-bedroom, 2.5-bath classic farmhouse in an amazing rural setting with a huge wrap-around porch. LR has vaulted ceilings and woodburning stove, formal DR, eat-in kitchen with island and desk area, hardwoods in kitchen. Primary suite has 2 walk-in closets, jetted tub, separate shower with seat and tile floors. - [432 Lockland Ave.](https://slot20-01a.shiftingnexus.com/432-lockland-ave/) - Remodeled beauty in lovely historic Ardmore, near hospital, across from park. New windows, roof, siding, electric, cabinets, lighting. Restored hardwoods throughout. Amazing new kitchen with stainless appliances, marble counter tops w/ breakfast area. Large primary bedroom with tons of closet space and stunning huge walk-in shower. Three floors plus basement storage – five bedrooms, five - [4244 Coquina Harbour Dr.](https://slot20-01a.shiftingnexus.com/4244-coquina-harbour-dr/) - SOLD! Overlooking marina with a “Million Dollar View” this condo is ready for its new owners. Updated crown molding throughout, new fans, lights, and chandelier, new knobs and hardware, faucet (real brass) Schlamadre wallpaper, and paint in the kitchen with all new appliances. Backsplash, granite counters, pantry and breakfast bar make for a great kitchen, - [4504 Holland Drive](https://slot20-01a.shiftingnexus.com/4504-holland-drive/) - SOLD! Remodeled and ready for move-in with updated fixtures, new paint, updated flooring, breakfast bar in kitchen. Dining room, stainless steel appliances, primary suite with private bath, garden tub, walk-in closet, fenced yard with patio, 4 BEDROOMS!! Move in today! Interior Features: Ceiling Fan(s), Fireplace, Main Level Primary, Pantry, See Remarks, Tile Counters, Vaulted Ceiling(s) - [4470 Redfern Place](https://slot20-01a.shiftingnexus.com/4470-redfern-place/) - SOLD! Amazing 4 bedroom 3.5 bath home in great location – 1st floor Foyer to Living Room open to Dining Room & Kitchen, Pantry. Granite counters in Kitchen & Bathrooms, recent stainless appliances, breakfast bar, new carpet in 2022, new paint, new LVP in Foyer, Kitchen, Dining Room & Bathrooms. 3rd floor suite w/private bath - [1809 Ontario Street](https://slot20-01a.shiftingnexus.com/1809-ontario-street/) - SOLD! Lovely cottage ready for new owner! Near colleges and easy access to coliseum and highways. Updated kitchen and bath, all appliances included for move in readiness. Recent improvements include ac units, drapes, new storage shed, vapor barrier, updates to bathroom, ceiling fans, storm door, chimney cap and more. Move in investors can rent it - [2712 Holly Drive](https://slot20-01a.shiftingnexus.com/2712-holly-drive/) - SOLD! Grab this one quick! 4 bedroom, 3 baths OR 3 beds, 2 baths, with 1 bedroom efficiency apartment attached. Possible Air BnB or in-law suite? Boomerang apartment? Rental? You decide! Separate private living quarters with its own entrance and deck is approximately 894 sq ft. Refinished hardwoods, new vinyl plank, new paint, new windows, - [2613 Beechwood St.](https://slot20-01a.shiftingnexus.com/2613-beechwood-st/) - SOLD! AMAZING bungalow in Lindley Park- refinished hardwoods, updated kitchen with quartz countertops, tile backsplash, and stainless steel appliances. New HVAC, new vinyl Pella Windows, new paint inside, and upgraded electrical panel in 2022. Updated lighting throughout, and large laundry with cabinets for additional storage. Ecobee smart thermostat, Ring security system with motion lights, and - [1443 Underwood Ave.](https://slot20-01a.shiftingnexus.com/1443-underwood-ave/) - SOLD! Completely remodeled with new windows, siding, paint, flooring, kitchen cabinets, HVAC, new driveway, Granite countertops, deck, tile backsplash, new bath and kitchen fixtures, tile shower, new lights, new 1/2 bath, new appliances, the place looks like a different house! Get it before someone else does! Interior Features: Granite countertops, deck, tile backsplash, new bath - [2100 San Fernando Drive](https://slot20-01a.shiftingnexus.com/2100-san-fernando-drive/) - SOLD! classic home with many recent updates ~ paint, water heater and HVAC updates. New roof in 2014, new siding, skylight and more. Large homeowner suite with dressing area and walk-in closet. Formal living room and dining room plus den and breakfast area. Tile floors in baths. Bonus room over garage. Large back deck overlooking - [3036 Alamance Church Road](https://slot20-01a.shiftingnexus.com/3036-alamance-church-road/) - SOLD! Two homes for the price of one ~ so many possibilities! One home has 3 bedrooms and 1 bath with updated windows, newer heating/cooling, and 2 car carport with storage. The 2nd is a log cabin with 2 bedrooms and 1 bath. On 11.75 acre, it is the perfect scenario ~ Air BNB, guest house, - [2739 Waldorf Circle](https://slot20-01a.shiftingnexus.com/2739-waldorf-circle/) - SOLD! One story living! Tile entry, new paint, new carpet, large dining room, tiled surrounds and tile floors in bathrooms, some updated fixtures, pocket doors, large fun back porch, backs up to golf course(no building!) Close to nightlife and shopping! View the virtual tour here! Interior Features: security system, new carpet, tile Additional Features: large - [1012 Westminster Dr.](https://slot20-01a.shiftingnexus.com/1012-westminster-dr/) - SOLD! What a find! 4 bedrooms plus potential for 5th, 4 full baths plus a half, up or down primary suites. Living room, dining room, den plus a basement den (both with fireplaces), room for office/playroom/exercise room/additional living space in basement. Workshop too! So many hardwoods throughout – carpet all removed! Oversized 2 attached(breezeway) garage - [3306 Van Allen Circle](https://slot20-01a.shiftingnexus.com/3306-van-allen-circle/) - SOLD! Cardinal area ready for move in! New paint, living room and 2 story den with fireplace, breakfast area plus formal dining room, lots of windows, 3 full baths. 4 bedrooms- one in walkout basement with separate entrance- possible AirBnb or separate living quarters. No thru traffic and USDA eligible. Just come put your stamp - [2416 Wright Ave.](https://slot20-01a.shiftingnexus.com/2416-wright-ave/) - SOLD! All the charm of Lindley Park! Hardwoods on main floor, fireplace insert in living room, full formal dining room plus breakfast area, large kitchen with granite counter, stainless appliances and island. Replacement windows, large den with fireplace, fenced backyard with deck, patio and garden space, lovely updated bathrooms, heated garage with workshop in the - [4217 Edith Lane](https://slot20-01a.shiftingnexus.com/4217-edith-lane/) - SOLD! Remixed and remodeled and ready! New vinyl plank, updated HVAC system, new paint, updated fixtures, lights and vanity. Balcony/deck, full dining room, new appliances, outside storage, close to shopping, grocery, and access to get out of town. Ready for move in! Interior Features: Additional Features: balcony, new HVAC, outside storage, vinyl plank flooring Directions - [3029 Windsor Creek Way](https://slot20-01a.shiftingnexus.com/3029-windsor-creek-way/) - SOLD! So many upgrades! New paint, new vinyl plank on first floor, new dishwasher, new counters and sink. Upgraded light fixtures, new fireplace, and alarm system. New fence and landscaping to upgrade back patio for entertaining or relaxing. New furnace and plantation blinds throughout. Such a lovely place to come home to! Interior Features: Ceiling - [4627 Buffalo Ford Road](https://slot20-01a.shiftingnexus.com/4627-buffalo-ford-road/) - SOLD! Four-bedroom, 2-bath home with like-new vinyl flooring, open plan, kitchen island with breakfast bar, stainless steel sink, lots of closet space, and greenhouse. Sit out back and watch the deer go by. Country living at its finest! Interior Features: Ceiling Fan(s), Dead Bolt(s), Dryer Connection, Kitchen Island, Smoke Alarm, Washer Connection Additional Features: greenhouse, - [4643 Buffalo Ford Road](https://slot20-01a.shiftingnexus.com/4643-buffalo-ford-road/) - SOLD! Updated and on a permanent foundation on 1.33 acres. 3 bedrooms plus office, currently used as an office. Updated laminate flooring, metal roof, deck with above-ground pool. 2 storage buildings plus 2 car carport on cement – could be garage. Backs up to woods for privacy and for deer watching. Horses next door. Lots - [Win a Weeklong Trip to North Myrtle Beach!](https://slot20-01a.shiftingnexus.com/nmbcontest/) - Yes you can win a week long trip to the beach for the 2022 Season! We had so much fun giving away a week's vacation for this coming summer (Congrats to the Furman Family!) that we're going to do it again! You send a referral my way anytime this year and not only will you - [Housing Market Improving?](https://slot20-01a.shiftingnexus.com/housing-market-improving/) - The News and Record has a front page article about the improvement of the housing market. The increase is around 20% over the first quarter of this year over 2012. They list a few reasons for the improvement. Mortgage interest rates are still at historic lows. Not sure this is - [Sign up for the yard sale!](https://slot20-01a.shiftingnexus.com/sign-up-for-the-yard-sale/) - Loading... - [How to Build a Treehouse Phase 6- details details details](https://slot20-01a.shiftingnexus.com/how-to-build-a-treehouse-phase-6-details-details-details/) - So we have the structure in place and the roof is on. Everything seems to be doing what it is supposed to do- walls still standing, trees not falling over, etc. So we have to add details now. I should be adding the trim to the sides and painting but the kid, she wants to - [Resale or New Construction?](https://slot20-01a.shiftingnexus.com/resale-or-new-construction/) - When it comes home buying, one size definitely does not fit all. As you begin house hunting, the big decision will be whether you want a brand-new home that no one else has lived in or an existing home with some history and maybe a bit of character. When deciding on buying a new home - [How to Help Hurricane Florence Victims in NC](https://slot20-01a.shiftingnexus.com/how-to-help-hurricane-florence-victims-in-nc/) - While Greensboro managed to escape the worst of Hurricane Florence, our neighbors to the east weren’t as fortunate. As you’ve seen from the news, the coastal area of North Carolina, as well as nearby cities including New Bern and Lumberton, suffered the most devastation. Recovery and rebuilding efforts are already underway, but these areas - [What NOT to do when selling your home](https://slot20-01a.shiftingnexus.com/what-not-to-do-when-selling-your-home/) - There is endless advice for things that you should do when putting your home on the market. But there are also some crucial things you should NEVER do when trying to sell your house. What can be a potential turn-off to most buyers? Don’t turn off lights. Dark homes are a turnoff to most buyers. - [How To: Lighted Christmas Balls](https://slot20-01a.shiftingnexus.com/how-to-lighted-christmas-balls-2/) - If you’ve ever driven through the Sunset Hills neighborhood during the holiday season, you’ve seen the beautiful lighted balls that hang from the huge hundred-year-old trees and create a magical Christmas wonderland. Sunset Hills has become nationally known for this annual tradition, with the festive light displays featured in many national news shows and magazines. - [First Time Buyer Class](https://slot20-01a.shiftingnexus.com/firsttimebuyer/) - Are you ready to move UP? So you're thinking of buying your first home. Well, we can help!On Saturday, February 29th, we'll be teaching you the basics of home ownership, from buying to maintaining! 9am- First Time Buying: Everything You Need to Know. Presenters include: Michael Driver with RE/MAX of GreensboroTodd Shoemaker with Hamilton Group - [Surprise your child with a personalized letter from Santa Claus!](https://slot20-01a.shiftingnexus.com/surprise-your-child-with-a-personalized-letter-from-santa-claus/) - This year we are working with Santa’s elves to send letters to good boys and girls in the Triad. Would you like your child to receive a free, personalized letter from Santa, complete with an official North Pole postmark? If yes, then read on to learn how! 1. Complete the form below. Please be sure - [Keeping Your Home Safe While Away on Spring Break](https://slot20-01a.shiftingnexus.com/keeping-your-home-safe-while-away-on-spring-break/) - Spring Break is next week for many schools around the country and that means many families are taking off for warm vacation destinations or other trips away from home. Before you pack that swimsuit and sunscreen, make sure protecting your home is also at the top of your to-do list. Take these steps to protect - [How To: Lighted Christmas Balls](https://slot20-01a.shiftingnexus.com/how-to-lighted-christmas-balls/) - If you've ever driven through the Sunset Hills neighborhood during the holiday season, you've seen the beautiful lighted balls that hang from the huge hundred-year-old trees and create a magical Christmas wonderland. Sunset Hills has become nationally known for this annual tradition, with the festive light displays featured in many national news shows and magazines. - [Biggest Bang for your Buck Home Improvements](https://slot20-01a.shiftingnexus.com/biggest-bang-for-your-buck-home-improvements/) - Even if you aren’t planning to sell your home in the short term, making home improvements will affect the future resale value. If you are considering doing some renovations or remodeling your home, here are some of the remodels that pay off: Kitchens Kitchens usually see the most wear and tear of any room in - [Halloween Events Around the Triad](https://slot20-01a.shiftingnexus.com/halloween-events-around-the-triad/) - Get in the Halloween spirit with one of the many Halloween events happening around the Triad this weekend. From the family-friendly to the super scary, our area has lots of parties, trunk-or-treats, movies, pumpkin patches, haunted houses and more, whether you're looking for thrills and chills or just a touch of spooky for your Halloween - [Christmas 2016](https://slot20-01a.shiftingnexus.com/christmas-2016/) - Well another year has passed and it's been a crazy one. Honestly we've been so busy we have not had time to do much blogging this year. But I did take a little while to put together this lovely list of Christmas and Holiday related tunes for you, as we do every year. And yes, - [State of the Neighborhood 2015!](https://slot20-01a.shiftingnexus.com/state-of-the-neighborhood-2015/) - Time to take a look at the Sunset Hills real estate numbers for 2015. Once again we had a really busy year in our neighborhood- 35 sales in the last year and 4 currently under contract. Those 35 homes ranged from $94,900 to $640,000 (though technically the $94,000 home was in College Park) and had - [Christmas 2015](https://slot20-01a.shiftingnexus.com/christmas-2015/) - It's time again for our Annual List of Holiday Tunes for your listening enjoyment. This is our Fourth list of great tunes- 2014's list can be found HERE, 2013's is HERE, and our original 2012 list is RIGHT HERE. Give em all a listen and have a Great Holiday! Ramones- Merry Christmas (I Don't - [Woods of Terror Giveaway!](https://slot20-01a.shiftingnexus.com/woods-of-terror-giveaway/) - Giveaway is over. Tickets are gone. Thanks for playing! Win Two Tickets to Woods of Terror! These are passes for the Terror In The Dark, when they turn off the lights and it is even SCARIER! Because of the recent rain, WoT is staying open into November so these passes are for November 14th. As - [Songs for Halloween 2015!](https://slot20-01a.shiftingnexus.com/songs-for-halloween-2015/) - Time again for your Halloween playlist- some spooky, some fun. Just in time for your All Hallow's Eve Celebration! Par this one with last year's list for an even longer party. And there's something for everyone, I think. Have a safe and spooky time out there this year! Scooby Doo, Where Are You? - [How to Build a Tree House Phase 5- Siding](https://slot20-01a.shiftingnexus.com/how-to-build-a-tree-house-phase-5-siding/) - So we got our base, we got our framing done, so we need to put up some siding. To keep the rain out and whatnot. Plus honestly the siding helps hold the framework in place. Anyone who has done any framing will tell you, the siding plays a large role in holding it all together. - [Back to School Calendars](https://slot20-01a.shiftingnexus.com/back-to-school-calendars/) - It's that time again- time for the kids to head back to school, much to their chagrin. Since we are already planning what to do during fall, Thanksgiving and Christmas Break (yep all of these will be here before you know it!) I thought it would be a good idea to round up the school calendars - [Is your siding melting?](https://slot20-01a.shiftingnexus.com/is-your-siding-melting/) - Recently I did a home inspection on a home that had wavy siding on it. It appeared to have had a fire on the side of the home but I didn't understand why the damage seem to be uniform- there was a line of melting siding that was almost perfect. Interestingly enough, it wasn't a - [Sunset Hills 2014](https://slot20-01a.shiftingnexus.com/sunset-hills-2014/) - Time again for the State of the Neighborhood! Every year I post the statistics for sales of homes in our lovely neighborhood, as you know. I have run the numbers for our neighborhood and this is what we are seeing. 2014 was a good year for us, with 37 homes sold in the neighborhood, compared - [Soundtrack to Christmas 2014!](https://slot20-01a.shiftingnexus.com/soundtrack-to-christmas-2014/) - It's that time again- time for the official Soundtrack to the holidays! This year's list is chock full of awesome and has a little something for everyone- even a little modern stuff, cause Jana told me I needed to get with the 2014. But I still love the classics, so you'll see quite a bit - [How to Build a Tree House Phase 4- Framing the Sides](https://slot20-01a.shiftingnexus.com/how-to-build-a-tree-house-phase-4-framing-the-sides/) - Ok so Phase One, Phase Two and Phase Three are all done. Time to make this thing start looking like a house. So we gotta make 4 sides, 3 of them at 6 feet tall and one at 7 feet (so I can slope the roof to keep rain out). So we start framing like - [2014 Soundtrack to Halloween!](https://slot20-01a.shiftingnexus.com/2014-soundtrack-to-halloween/) - My personal list of favorite spooky and scary Halloween songs - [How to Build a Tree House Phase 5.5- Roof](https://slot20-01a.shiftingnexus.com/how-to-build-a-tree-house-phase-5-5-roof/) - oh man. The roof. The ROOOOOOFFFF! So what happened is this. As I was putting it all together I remembered that I had that issue with one tree not growing straight up (mentioned back here) and how I had to move the base over a little to accommodate it. Apparently I didn't move it enough- - [How to Build a Treehouse- Phase One: Picking & Prepping the Trees](https://slot20-01a.shiftingnexus.com/how-to-build-a-treehouse-phase-one-picking-prepping-the-trees/) - So the daughter turned 7. And it seems like all of a sudden she started talking about a tree house. Not sure where she got it from. We may have seen one or maybe a friend at school mentioned theirs. For all I know she saw it on tv. But no matter, cause she planted - [Summer Fun For The Whole Family!](https://slot20-01a.shiftingnexus.com/summer-fun-for-the-whole-family/) - Summer is right around the corner. Yes it is. Happens every year about this time. And contrary to popular belief (and the whining sound that may be coming out of your child's mouth) there are tons of fun things to do around town. I mean once you get bored of riding your bike or going - [Sunset Hills 2013](https://slot20-01a.shiftingnexus.com/sunset-hills-2013/) - Time again for the State of the Neighborhood. Every year I run the numbers for Sunset Hills from our Multiple Listing Service so we can see how our neighborhood is faring with sales of homes and this year was definitely better than the previous year. I use the geographic area marked by Friendly, Aycock, the South side - [Thanks So Much!](https://slot20-01a.shiftingnexus.com/thanks-so-much/) - Just a quick message to say thank you- take a look! - [Official Christmas 2013 Super Song Playlist](https://slot20-01a.shiftingnexus.com/official-christmas-2013-super-song-playlist/) - It's time again for the annual Christmas Song list. This year's list is more eclectic than even last year's. I hope you can find something you like. Just click the links and enjoy! Dance of the Sugarplum Fairy- The Vandals Christmas Time All Over The World- Sammy Davis Jr. Rocking Around The Christmas Tree- - [My Ikea Kitchen](https://slot20-01a.shiftingnexus.com/my-ikea-kitchen/) - Ever since we bought our home we have hated the kitchen. It was brown cabinets and forest green counter tops. Yuck. And the tile floor which we thought was so pretty had become a nightmare- every time we turned around another tile had cracked or broken and we were out of replacement tiles. We had - [Ten Things I Wish I Had Known Before I Went to Walt Disney World](https://slot20-01a.shiftingnexus.com/ten-things-i-wish-i-had-known-before-i-went-to-walt-disney-world/) - Everyone who has kids eventually gets caught in the web of sparkly shiny that is Disney. Most little girls go through what I call the Princess Stage, and now that Disney owns Pixar, Marvel and the Star Wars franchise, even what your boys watch will be lining the coffers of Walt Disney Inc. Why do - [Lessons in Phone Etiquette](https://slot20-01a.shiftingnexus.com/lessons-in-phone-etiquette/) - (Editor's Note: This was originally a series of posts on Facebook, one lesson at a time, after each incident happened. It has been edited together for your enjoyment and additional complaining has been added.) Phones. Everyone, it would seem, has one. People have phones who don't have cars. People have phones who don't have homes. - [How to Build a Tree House Phase 3- the Deck](https://slot20-01a.shiftingnexus.com/how-to-build-a-tree-house-phase-3-the-deck/) - Now that we've finished Phase One and Phase Two we're on to Phase 3. One can't just have a platform with nowhere to stand, am I right? First things first- the front section of the platform is going to be outside the tree house- a little deck so wee ones can sit in little chairs - [How to Build a Treehouse- Phase Two: The Base](https://slot20-01a.shiftingnexus.com/how-to-build-a-treehouse-phase-two-the-base/) - Phase two is a continuation of Phase One because it is still part of the support but it's a lot more advanced. My limited knowledge of framing came in handy here. The proper tools may also come in very handy. I had to build a big platform to hold up the floor and the house - [What I Do- for 1st Graders](https://slot20-01a.shiftingnexus.com/what-i-do-for-1st-graders/) - I was invited to my daughter's 1st grade class to talk about what I do for a living. Since most of my job is intangible, I shot a little video to entertain them a little. It was a success I guess- they wanted to see it again. So we watched it twice. Enjoy! - [Options to avoid Foreclosure](https://slot20-01a.shiftingnexus.com/options-to-avoid-foreclosure/) - Perhaps you've been out of work for a few weeks. Or months. Or even years. Perhaps you got sick and you can't work. Maybe you got transferred and you couldn't sell your home when you moved and you rented it and now the tenants aren't paying the rent so you can't make the mortgage. Maybe - [Christmas Music List 2012](https://slot20-01a.shiftingnexus.com/christmas-music-list-2012/) - So in case the world ends on 12/21/12 I wanted to go ahead and finish my list of 25 Christmas/Holiday tunes for everyone. Not that I love holiday music cause I don't really. Well ok I do. But not just any holiday music- just the good stuff So here's this years 25 tunes of Christmas - [Cool Things About Greensboro- Lighted Christmas Balls in Sunset Hills](https://slot20-01a.shiftingnexus.com/cool-things-about-greensboro-lighted-christmas-balls-in-sunset-hills/) - Every year during the holiday season, the neighbors of Sunset Hills display hundreds of lighted Christmas balls as a fundraiser to help stock local food banks. In 2011 over 7000 pounds of canned goods and over $10,000 was raise to fight hunger right here in our area. Take a look! Visit the website- http://lightedchristmasballs.blogspot.com/ and - [Cool things about Greensboro- Lydia's Bridge](https://slot20-01a.shiftingnexus.com/cool-things-about-greensboro-lydias-bridge/) - Most everyone from around the Triad knows the story of Lydia's Bridge but if you don't, here you are. Perhaps it's true, perhaps it's not. I've yet to meet anyone who has first hand knowledge of the story but it's still a good spooky tale from right here in the triad. Just in time for - [Flipping homes- good or bad?](https://slot20-01a.shiftingnexus.com/flipping-homes-good-or-bad/) - I just watched a video on Clark Howard's Website about real estate flipping "coming back." As if it had ever gone away. Well maybe in other areas of the country but here in the Triad it's never stopped. There are always folks who are buying homes, fixing them up and reselling them in the area- - [Great deals at the Coast!](https://slot20-01a.shiftingnexus.com/great-deals-at-the-coast/) - While in North Myrtle Beach this past August we took some time to check out a few deals. It's amazing how far prices have dropped in the area, almost by 50%. Resort Property and Second Home values every where have really taken a beating in the last few years and it looks as though the - [What's Cool About Greensboro? Why, Eclectic By Nature of course.](https://slot20-01a.shiftingnexus.com/whats-cool-about-greensboro-why-eclectic-by-nature-of-course/) - Eclectic By Nature is a locally owned shop for all kinds of cool stuff such as crystals, essential oils, t-shirts, books, jewelry, natural soaps and so much more. Opened in 2003, Tavane has recently expanded to a larger location at 407 State Street with more room and even an event space. Check it out- it's - [A New Home for the Zombie Apocalypse! ](https://slot20-01a.shiftingnexus.com/a-new-home-for-the-zombie-apocalypse/) - A lot has been said about the coming Zombie Apocalypse recently, especially since the media seems to have so many stories of people exhibiting zombie-like behavior lately, such as face eating, intestine throwing, brain eating, and random acts of cannibalism around the world. Even the Center for Disease Control released a Zombie Preparedness blog post - [First Day of Summer!](https://slot20-01a.shiftingnexus.com/first-day-of-summer/) - Today is the first official day of summer. Tho really it's been summer for about two weeks for my daughter. It's sleeping late and going to the pool time for her. And for me it's all about squeezing in a little vacation time in around all the working. We're about to start packing for our - [Another Cool Thing about Greensboro- The Green Bean](https://slot20-01a.shiftingnexus.com/another-cool-thing-about-greensboro-the-green-bean/) - Another cool thing about Greensboro- The Green Bean. I have consumed many a cup of coffee and bottle of beer there. It's a cool place. - [Derelict? Greensboro?](https://slot20-01a.shiftingnexus.com/derelict-greensboro/) - A reporter for the New York Post "newspaper" recently referred to Greensboro as "Derelict" when reporting on the John Edwards trial. This is my response. - [Cool things about Greensboro NC- Guilford Battleground National Park](https://slot20-01a.shiftingnexus.com/cool-things-about-greensboro-nc-guilford-battleground-national-park/) - Another video about something cool about Greensboro, NC, our National Military Park. Enjoy! - [I am not sure what to call this post...](https://slot20-01a.shiftingnexus.com/i-am-not-sure-what-to-call-this-post/) - Stuff You Should NEVER Do As a Homeowner? Weird stuff I find while looking at homes? Interesting Home Inspections? Adventures in Real Estate? Whatever the title, here's what happened. During a home inspection today I notice what appears to be a piece of window screening at the hookup for the dryer vent. You know, behind - [I have a secret...](https://slot20-01a.shiftingnexus.com/i-have-a-secret/) - This listing is going on the market next week. If you or someone you know would be interested in this Sunset Hills home, let me know and I can get you in BEFORE it goes on the market. - [Greensboro by the Numbers](https://slot20-01a.shiftingnexus.com/greensboro-by-the-numbers/) - I've been using Movoto a lot recently to track the real estate numbers in the area. It's a fantastic free tool and honestly anyone can use it- not just us Realtors. It aggregates data directly from the Multiple Listing Service so you can see a snapshot of the market in a particular city. You can't - [Foreclosures down in November](https://slot20-01a.shiftingnexus.com/foreclosures-down-in-november/) - According to data released from Realtytrac.com, a foreclosure search website, there were 2710 foreclosure filings in North Carolina in November, down 34% from last year. This continues a downward trend, which I am happy to see. That means 1 in every 1571 homes had a foreclosure notice filed. Mecklenburg County (Charlotte) has the - [Christmas Time is here!](https://slot20-01a.shiftingnexus.com/christmas-time-is-here/) - and with it comes holiday traditions for everyone, I'm sure. Our family puts up the lights and the tree the weekend after Thanksgiving, so we can have a whole month of trying to keep our cat from destroying it. Oh what fun it is... Whatever you celebrate, be it Winter Solstice, Hanukkah, Christmas, Kwanzaa, Robonukah, - [How long do I have to wait? Foreclosures and Short Sales](https://slot20-01a.shiftingnexus.com/how-long-do-i-have-to-wait-foreclosures-and-short-sales/) - I often get asked what can be done after foreclosure and/or short sale if you want to buy a home again. Specifically, how long do you have to wait or how long it will be on one's credit. Well hopefully this infographic will help. Now keep in mind, every lender is differs slightly with their - [Five great things about owning your own home](https://slot20-01a.shiftingnexus.com/five-great-things-about-owning-your-own-home/) - I have been preaching this for years but it's always good to mention it again because repetition is the key to learning and remembering, if I remember correctly... :) Anyway, there are many reasons to love owning a home but the Realty Times just put out a list of 5 that are very important. Number - [Halloween fun](https://slot20-01a.shiftingnexus.com/halloween-fun/) - I love Halloween. My wife loves Halloween. My kid loves Halloween. I bet my dog would say that she loves Halloween if she could do more than bark and growl. If you don't like it, that's cool. But get out of the way of my enjoyment, please. Here's some links to lists of fun stuff - [6 good reasons to buy a home now](https://slot20-01a.shiftingnexus.com/6-good-reasons-to-buy-a-home-now/) - So AOL just published a great list of reasons to buy a home now. These are good- among them: Mortgage rates won't go much lower. So true. As long as your credit is good and you have a good job, there's no reason to wait. And with FHA loans still available, you can put down - [Former President Bill Clinton talks Housing (& Occupy Wall Street & dieting)](https://slot20-01a.shiftingnexus.com/former-president-bill-clinton-talks-housing-occupy-wall-street-dieting/) - For those of you who didn't see it, former President Bill Clinton was on The Late Show with David Letterman last week and he discussed his diet (he's basically a vegan now), the Occupy Wall Street Movement (he hits the nail on the head I think) and mentions what he thinks would help the economy - [A Real Estate Agent's Life](https://slot20-01a.shiftingnexus.com/a-real-estate-agents-life/) - I guess most folks think Real Estate Agents don’t do much. Sitting around, drinking coffee, chatting with other agents, counting the money that comes rolling in, blah blah blah. Yep, most days I just sit around typing on my computer, browsing Facebook and Twitter, and every few minutes I roll around in a huge pile - [Markets that are showing improvement- Triad!](https://slot20-01a.shiftingnexus.com/markets-that-are-showing-improvement-triad/) - Realtor Magazine just put out a list of 23 markets in the country that have shown big improvements and Winston-Salem is on that list! Read the whole article here. Fayetteville, NC also made the list. Yay North Carolina! - [Have housing prices stopped falling?](https://slot20-01a.shiftingnexus.com/have-housing-prices-stopped-falling/) - Just read this post on the BondDad blog. His take on recent data would suggest that the bottom of the market is behind us. In fact the data he uses shows that the low point in the market was earlier this year. I can definitely tell you that it's been busier for me personally this - [It's time for Good News/Bad News!](https://slot20-01a.shiftingnexus.com/its-time-for-good-newsbad-news/) - Yep, on the real estate front, it is Good News followed by bad news. Sometimes even the Good News contains some bad news. For instance, CNN Money just reported that Home Prices have climbed for the 4th month in a row! That's good news, right? Oh but wait, prices are still down from a year - [Black Friday deals](https://slot20-01a.shiftingnexus.com/black-friday-deals/) - I know most of you are just now recovering from Back to School and haven't even geared up for Halloween yet (but the stores already have all the Halloween goodies out!) but I have some fun news for you. Black Friday is less than 70 days away! Yes, Christmas time or whatever you celebrate (personally - [Buy in Glenwood](https://slot20-01a.shiftingnexus.com/buy-in-glenwood/) - I've been saying it for years- real estate in the Glenwood/Piedmont Heights neighborhood is an excellent investment. Some folks listened, some folks just didn't. Now UNCG is starting on its expansion which will cover a great deal of the Lee Street corridor bordering the area- from Aycock to Silver, down to Haywood Street. It may - [Clark Howard gives you a pep talk.](https://slot20-01a.shiftingnexus.com/clark-howard-gives-you-a-pep-talk/) - Clark Howard, financial guru and all around genius if you ask me (http://www.clarkhoward.com) gives you a pep talk about the housing market. Dirt cheap prices & interest rates at historic lows means "Double Bargains" (his words, not mine) for those taking the plunge. But don't listen to me- listen to Clark. Clark Howard gives you ## Pages - [Home](https://slot20-01a.shiftingnexus.com/) - Featured Properties - [Contact](https://slot20-01a.shiftingnexus.com/contact/) - Contact Michael Driver Call Me Today!336-333-MIKE (6453)md@michaeldriver.com Have further questions? Please complete and submit the form below, and I will get back to you as soon as humanly possible. Loading… - [Ready to Buy?](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/ready-to-buy/) - Whether you’re a first-time home buyer or are ready to downsize, I can help you find the perfect home to fit your lifestyle. I can help you make the transition of purchasing a new home as smooth as possible by walking you through every phase of the process. Please complete and submit the form below, - [Time to Sell?](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/time-to-sell/) - If you’re ready to sell your home, I can help you navigate the entire process, from getting your home ready to hit the market, to the promotion of your home to find the right buyer, to the final closing. WIth more than 24 years expertise in helping sellers, I will personally attend to all the - [About](https://slot20-01a.shiftingnexus.com/about/) - About Michael Driver — Realtor, Broker, ABR, GRI, CDPE since June, 2000 Specialties: Buyer’s Agent, Listing Agent, Relocation, Foreclosure, Property Management, Landlord Michael is your go-to real estate expert, specializing in purchasing and selling homes and investment properties across the Piedmont Triad area of North Carolina. With an unwavering commitment to staying abreast of all transactions - [Home Owner Information](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/home-owner-information/) - Enviromental Issues Environmental Issues Lead Poisoning Radon Underground Heating Oil Tanks - [What's for Sale?](https://slot20-01a.shiftingnexus.com/whats-for-sale/) - [Listings](https://slot20-01a.shiftingnexus.com/whats-for-sale/listings/) - [Reviews](https://slot20-01a.shiftingnexus.com/testimonials/) - Scott B. Terrance & Heather Bill Baeden & Katie I met Michael in 1996 when he still owned Crunchy Music Stuff, and could not imagine a more friendly and personable business owner. Not only did he have a great shop, but was fast (and lasting) friends with every patron in the store. Last year, my - [Area Neighborhoods](https://slot20-01a.shiftingnexus.com/area-neighborhoods/) - Greensboro has a rich history and heritage, which is apparent in many of the classic neighborhoods that surround its downtown center. These eclectic neighborhoods are diverse in their history, classic home styles, and home prices. Most are walking communities with tree-lined sidewalks and close proximity to small business districts. Explore some of Greensboro’s most established - [Community Links](https://slot20-01a.shiftingnexus.com/community-links/) - City Links City of Summerfield City of Jamestown Town of Gibsonville City of Greensboro City of High Point Local Phone Numbers: Local Organizations Guilford County Schools High Point Public Library Greensboro Public Library High Point Chamber of Commerce Greensboro Chamber of Commerce High Point Chamber of Commerce State Government Wildlife Resources Commission Department of State - [Sunset Hills](https://slot20-01a.shiftingnexus.com/area-neighborhoods/sunset-hills/) - Situated between Friendly Center and UNCG, Sunset Hills is a charming, established neighborhood featuring historic homes built between 1925 and 1965. This older, tree-lined neighborhood is on the National Register of Historic Places and maintains its strong sense of community with two parks, tennis courts, sidewalks, and locally owned shops and restaurants. Homes in Sunset Hills - [Westerwood](https://slot20-01a.shiftingnexus.com/area-neighborhoods/westerwood/) - Westerwood is a stylish neighborhood of comfortable and well-constructed homes that is convenient to nearby colleges, shopping, and downtown Greensboro. Known for its walkability, diverse array of 1920s historic architecture, and tree-lined streets and sidewalks, Westerwood is an eclectic neighborhood comprised of community-oriented residents from all walks of life. Creative and colorful murals can be seen - [Lindley Park](https://slot20-01a.shiftingnexus.com/area-neighborhoods/lindley-park/) - Named after Greensboro businessman John Van Lindley, Lindley Park was developed in 1917 as a residential neighborhood centered around a public park. Originally home to an amusement park until 1920, the park’s stone entry gates remain standing at Lindley Park and Spring Garden Street. A neighborhood built on tradition, Lindley Park boasts a thriving neighborhood - [Fisher Park](https://slot20-01a.shiftingnexus.com/area-neighborhoods/fisher-park/) - Fisher Park is recognized as Greensboro’s first streetcar suburb, and is the city’s most popular historic district, receiving the designation of being listed on the National Register of Historic Places in 1992. The Fisher Park Neighborhood is named for Captain Basil John Fisher, a Scotsman and Captain in the British Army, who immigrated to the U.S. and settled - [Dunleath](https://slot20-01a.shiftingnexus.com/area-neighborhoods/dunleath/) - The Dunleath neighborhood and historic district is a vibrant and welcoming community that sits on the northeast edge of downtown Greensboro. Formerly known as Aycock Historic District, the neighborhood was listed on the National Register of Historic Places in 1993. The neighborhood had its beginnings in the late 19th and early 20th century when textile - [Services](https://slot20-01a.shiftingnexus.com/services/) - Real Estate Services Brokerage | Property Management | Valuation Advisory | Leasing or Buying Brokerage Lorem ipsum dolor sit amet, consectetur adipiscing elit. In ligula diam, pellentesque ac euismod in, egestas eget lorem. Maecenas id suscipit massa, non feugiat mi. Fusce rhoncus erat egestas finibus auctor. Donec id nulla at sapien facilisis semper. Nullam faucibus - [Sign up for our Newsletter!](https://slot20-01a.shiftingnexus.com/sign-up-for-our-newsletter/) - [gravityform id="1" title="false" description="false" ajax="true"] [ssba_hide] - [Buyers & Sellers](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/) - What's My Home Worth? Tips for Buyers Tips for Sellers Home Owner Information Mortgage Loan Information Selling Your Home Title and Escrow Mortgage Loan Information - [Frequently Asked Questions](https://slot20-01a.shiftingnexus.com/frequently-asked-questions/) - Tenants- Do you charge a deposit? How much is it? Do you check credit? What kind of credit do you need to have? How much is the application fee? Where do I send my rent check? When is my rent due? How much is the late fee? Whom do I call for repairs? Do you - [APPLY FOR A HOME](https://slot20-01a.shiftingnexus.com/apply-for-a-home/) - You can apply for one of our homes here, but first please read the following: Our application fees are NON-REFUNDABLE and are as follows: $50 for a married couple applying together. If applying separately you will have to pay separate application fees. You will pay the application fee during the application process. Remember, if you are - [Request a Showing](https://slot20-01a.shiftingnexus.com/schedule-an-appointment/) - Request an appointment to see a Your Home Triad property. - [Owners & Tenants Info](https://slot20-01a.shiftingnexus.com/owners-tenants/) - Apply for a home Request a Showing! Pay Your Rent Online! Repair Request Owners Info Frequently Asked Questions (FAQ) - [Repair Request](https://slot20-01a.shiftingnexus.com/owners-tenants/tenant-inquiry/) - Loading... - [Pay Your Rent Online](https://slot20-01a.shiftingnexus.com/pay-your-rent-online/) - Your browser doesn't support IFrames. - [Information Page](https://slot20-01a.shiftingnexus.com/information-page/) - Loading... - [Today's Real Estate News and Advice](https://slot20-01a.shiftingnexus.com/owners-tenants/todays-real-estate-news-and-advice/) - Updated: September 5, 2011 Real Estate Outlook: Stalled Markets Becoming Trend Real estate is in a holding pattern. Professionals and sellers, alike, keep looking for signs that the market will beat what ails it. This week, though, saw sales declines, flat commercial vacancy rates, as well as meager new home sales. FULL STORY-> Mortgage Rates Remain - [Owners Info](https://slot20-01a.shiftingnexus.com/owners-tenants/owners-info/) - Owning investment property can be a most rewarding and profitable venture. Whether you have one home or many, the concerns are very much the same. How can I find good tenants? Is the market good right now? How much should I pay for an investment property? Should I move out of my home and rent - [Mortgage Loan Information](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/mortgage-loan-information/) - Your Savings and Down Payment Documenting Your Assets - Verifying Your Down Payment The Biweekly Mortgage - Who Needs It? Closing Costs When Buying or Refinancing a Home Which ARM is the Best Alternative? FICO Score - a Brief Explanation WHAT'S A FICO? FICO Scores and Your Mortgage Items You Need for When Applying For - [Land Contract](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/mortgage-loan-information/land-contract/) - An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property only transfers to the land contract buyer on - [The No-Cost Thirty Year Fixed Rate Mortgage](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/mortgage-loan-information/the-no-cost-thirty-year-fixed-rate-mortgage/) - There really is no such thing as a "no-cost" mortgage loan. There are always costs, such as appraisal fees, escrow fees, title insurance fees, document fees, processing fees, flood certification fees, recording fees, notary fees, tax service fees, wire fees, and so on, depending on whether the loan is a purchase or a refinance. The - [The Advantages of Different Types of Mortgage Lenders](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/mortgage-loan-information/the-advantages-of-different-types-of-mortgage-lenders/) - What kind of lender is "best?" If you ask a loan officer, "What kind of lender is best?" it is going to be whatever kind of company he works for and he will give you a list of reasons why. If you meet the same loan officer years later, and he works for a different - [Types of Mortgage Lenders](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/mortgage-loan-information/types-of-mortgage-lenders/) - Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans which they sell directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is considered to be a mortgage banker. Some companies don't sell directly to those major investors, - [Where Does the Money Come From for Mortgage Loans?](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/mortgage-loan-information/where-does-the-money-come-from-for-mortgage-loans/) - In the "olden" days, when someone wanted a home loan they walked downtown to the neighborhood bank or savings & loan. If the bank had extra funds laying around and considered you a good credit risk, they would lend you the money from their own funds. It doesn't generally work like that anymore. Most of - [Items You Need for When Applying For a Loan](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/mortgage-loan-information/items-you-need-for-when-applying-for-a-loan/) - Have These Items Ready When You Apply For a Loan It used to be that lenders mailed out verifications to employers, banks, mortgage companies, and so on, in order to verify the data supplied by borrowers. Nowadays, the interest is often in speed and getting answers quickly, so "alternate documentation" has become more widely used. - [FICO Scores and Your Mortgage](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/mortgage-loan-information/fico-scores-and-your-mortgage/) - Three years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship between credit scores and mortgage delinquencies. There was a definite relationship. Almost half of those borrowers - [WHAT'S A FICO?](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/mortgage-loan-information/whats-a-fico/) - What is a FICO Score? FICO stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau's computer evaluates a complete credit profile and assigns a score, which is used to estimate credit worthiness. Each of the three bureaus (Experian, Trans Union, - [FICO Score - a Brief Explanation](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/mortgage-loan-information/fico-score-a-brief-explanation/) - When you apply for a mortgage loan, you expect your lender to pull a credit report and look at whether you've made your payments on time. What you may not expect is that they seem to be more interested in your "FICO" score. "What's a FICO score?" is a common reaction. Each time your credit - [Which ARM is the Best Alternative?](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/mortgage-loan-information/which-arm-is-the-best-alternative/) - How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about one percent below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not have to - [Closing Costs When Buying or Refinancing a Home](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/mortgage-loan-information/closing-costs-when-buying-or-refinancing-a-home/) - This is a detailed summary of costs you may have to pay when you buy or refinance your home. They are listed in the order that they should appear on a Good Faith Estimate you obtain from a mortgage lender. There are two broad categories of closing costs. Non-recurring closing costs are items that are - [The Biweekly Mortgage - Who Needs It?](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/mortgage-loan-information/the-biweekly-mortgage-who-needs-it/) - Have you received an advertisement offering to save you thousands of dollars on your thirty-year mortgage and cut years off your payments? With email "spam" becoming more pervasive as everyone tries to "get rich quick" on the internet, these ads are popping up with troublesome regularity. The ads promote the "Biweekly Mortgage" and for the - [Documenting Your Assets - Verifying Your Down Payment](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/mortgage-loan-information/documenting-your-assets-verifying-your-down-payment/) - When buying a home, it is not enough to just "come up" with the money. With the exception of "no asset verification" loans, lenders want to verify where the money comes from. If you can document the funds comes from your personal savings, the lender is more confident of your strength as a borrower. In - [Your Savings and Down Payment](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/mortgage-loan-information/your-savings-and-down-payment/) - Your First Step Toward Buying a Home When preparing to buy a home, the first thing many Homebuyers do is look at "homes for sale" ads in newspapers, magazines and listings on the internet. Some potential buyers read "how-to" articles like this one. The next thing you should do - before you call on an - [Real Estate Glossery](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/real-estate-glossery/) - Needs to be migrated from original website. A Acceleration Clause Acceptance Additional Principal Payment Adjustable-Rate Mortgage (ARM) Adjusted Basis Adjustment Date Adjustment Period Administrator Affidavits Affordability Analysis Amenity Amortization Amortization Schedule Amortization Term Amortize Annual Mortgagor Statement Annual Percentage Rate (APR) Annuity Application Appraisal Appraised Value Appraiser Appreciation Assessed Value Assessment Assessment Rolls Assessor Asset - [Title and Escrow](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/title-and-escrow/) - The Functions of an Escrow Closing and Title Costs Understanding Title Insurance Why Do You Need Title Insurance? Title Insurance - Where Does Your Dollar Go? Understanding Preliminary Reports Required Reporting to the I.R.S. Statements of Information Title Insurance Requirements for Insuring Trusts Title Insurance When Refinancing Your Loan Creative financing - [Creative financing](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/title-and-escrow/creative-financing/) - Creative financing: You've heard of it, and, as a seller, the idea sounds pretty attractive. But, do you know everything you need to know about carrying back a second; essentially, about becoming a lender? You better know the same things that financial institutions know - you better know about lender's title insurance. It's time to - [Title Insurance When Refinancing Your Loan](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/title-and-escrow/title-insurance-when-refinancing-your-loan/) - Lower interest rates have motivated you to refinance your home loan. The lower rate may save you a tremendous amount of money over the life of the loan, but you should also expect to pay the lender the typical closing costs associated with any new loan, including service fees, points, title insurance protection and other - [Title Insurance Requirements for Insuring Trusts](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/title-and-escrow/title-insurance-requirements-for-insuring-trusts/) - In today's world of busy probate courts and exorbitant death taxes, the living trust has become a common manner of holding title to real property. The following may help you understand a few of the requirements of the title insurance industry if title to property is conveyed to the trustee of a living trust. What - [Statements of Information](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/title-and-escrow/statements-of-information/) - What's in a name? When a title company seeks to uncover matters affecting title to real property, the answer is, "Quite a bit." Statements of Information provide title companies with the information they need to distinguish the buyers and sellers of real property from others with similar names. After identifying the true buyers and sellers, - [Required Reporting to the I.R.S.](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/title-and-escrow/required-reporting-to-the-i-r-s/) - Sellers of real property will have certain information regarding the sale reported to the Internal Revenue Service. This required reporting is a consequence of the Tax Reform Act of 1986; it is intended to encourage taxpayer compliance and aid in audit and enforcement efforts by the I.R.S. To help you better understand this subject, the - [Understanding Preliminary Reports](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/title-and-escrow/understanding-preliminary-reports/) - After months of searching, you've finally found it -- your perfect dream home. But is it perfect? Will you be purchasing more than just a beautiful home? Will you also be acquiring liens placed on the property by prior owners? Have documents been recorded that will restrict your use of the property? The preliminary report - [Title Insurance - Where Does Your Dollar Go?](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/title-and-escrow/title-insurance-where-does-your-dollar-go/) - Title Insurance: As a homebuyer, the term is probably familiar -- but is it understood? What is your dollar actually paying for when you purchase a title policy? Title Insurers, unlike property or casualty insurance companies, operate under the theory of risk elimination. Title companies spend a high percentage of their operating income each year - [Why Do You Need Title Insurance?](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/title-and-escrow/why-do-you-need-title-insurance/) - Title Insurance. It's a term we hear and see frequently -- we see reference to it in the Sunday real estate section, in advertisements and in conversations with real estate brokers. If you've purchased a home before, you're probably familiar with the benefits and procedures of title insurance. But if this is your first home, - [Understanding Title Insurance](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/title-and-escrow/understanding-title-insurance/) - What is title insurance? Newspapers refer to it in the weekly real estate sections and you hear about it in conversations with real estate brokers. If you've purchased a home you may be familiar with the benefits of title insurance. However, if this is your first home, you may wonder, "Why do I need yet - [Closing and Title Costs](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/title-and-escrow/closing-and-title-costs/) - It's the big day. The day you go to the title or escrow company, sign your name on the dotted line, hand over a check and prepare to take ownership of your new home. It's also the day that you and the seller will pay "closing" or settlement costs, an accumulation of separate charges paid - [The Functions of an Escrow](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/title-and-escrow/the-functions-of-an-escrow/) - Buying or selling a home (or other piece of real property) usually involves the transfer of large sums of money. It is imperative that the transfer of these funds and related documents from one party to another be handled in a neutral, secure and knowledgeable manner. For the protection of buyer, seller and lender, the - [Understanding Foreclosures](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/home-owner-information/understanding-foreclosures/) - It is an unfortunate commentary, but when economic activity declines and housing activity decreases more real property enter the foreclosure process. High interest rates and creative financing arrangements also are contributing factors. When prices are rapidly accelerating during a real estate "bonanza", many people go to any lengths available to get into the market through - [Mechanic's Liens](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/home-owner-information/mechanics-liens/) - The Mechanics' Lien law provides special protection to contractors, subcontractors, laborers and suppliers who furnish labor or materials to repair, remodel or build your home. If any of these people are not paid for the services or materials they have provided, your home may be subject to a mechanics' lien and eventual sale in a - [Underground Heating Oil Tanks](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/home-owner-information/underground-heating-oil-tanks/) - Underground heating oil tanks can pose many potential problems to both home buyers and sellers. They have been the source of many environmental problems such as contamination of surrounding soil and ground water. Leaks are caused by the rust inside underground tanks, or by an electrical condition sparked by electric utility lines. Buyers should have - [Radon](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/home-owner-information/radon/) - Radon is a colorless and odorless radioactive gas that has been estimated to cause 5,000 to 20,000 lung cancer deaths yearly. It is second only to smoking as a cause of lung cancer. It has been estimated that nearly 1 out of every 15 homes in the US has elevated radon levels. Radon is produced - [Lead Poisoning](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/home-owner-information/lead-poisoning/) - Lead poisoning is a serious problem which can lead to adverse health problems. In children, high levels of lead can cause damage to the brain and nervous system, behavioral and learning problems, slow growth, and hearing problems. In adults, lead poisoning can cause reproductive problems, high blood pressure, digestive problems, nerve disorder, memory and concentration - [Environmental Issues](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/home-owner-information/environmental-issues/) - When purchasing a piece of property, it is important to be aware of any environmental liabilities associated with it. For example, you should find out if there are any registered underground tanks within several miles of the property, any known contaminated properties in the neighborhood, or any property owners who have been fined by the - [Buying a Home](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/buying-a-home/) - Use a Buyer's Agent Why You Should Not Make Any Major Credit Purchases Getting a Legitimate Lender and Getting Pre-Approved Finding the Right Seller Build a Plan of Action and Get Ready Hot, Normal, and Cold Markets Importance of Inspection Avoiding Financial Stress - [Site Map](https://slot20-01a.shiftingnexus.com/site-map/) - Below is a Site Map, detailing Listings and Pages. - [Selling Your Home](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/selling-your-home/) - Getting the Highest Price in the Shortest Time Making a Good First Impression Know Why You are Selling Setting the Price Plan of Action Finding the Right Agent Considering Offers Insist on a Home Inspection - [Insist on a Home Inspection](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/selling-your-home/insist-on-a-home-inspection/) - A professional home inspection protects both you and the buyer. It allows both you and the buyer the opportunity to learn about the property's defects. A home inspection usually covers the following: Plumbing conditions - if there is leakage or clogging Roofing conditions - the extent of deterioration, if there is leakage Electrical conditions - - [Considering Offers](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/selling-your-home/considering-offers/) - When reading an offer, keep in mind that you are out to get the best price AND the best terms for you. If you focus solely on the price, you may overlook terms that could be favorable to you as a buyer. Some terms that may work in your favor: higher-than-market-interest in a second mortgage - [Finding the Right Agent](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/selling-your-home/finding-the-right-agent/) - Not all agents work the same way. The most important attribute of an agent is that he/she is well connected to the real estate industry. He/she should know the market and provide information on past sales, current listings, his or her marketing plan, and at least 4 solid references. In addition, you also want to - [Plan of Action](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/selling-your-home/plan-of-action/) - Analyze why you are selling - If you understand your motives, you will be able to better negotiate and to get what it is that you want, whether it be a quick sale, high price, or somewhere in the middle. Prepare your home for the buyer - Maximize the strengths of your property and fix - [Setting the Price](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/selling-your-home/setting-the-price/) - The price is the first thing buyers notice about your property. If you set your price too high, then the chance of alienating buyers is higher. You want your house to be taken seriously, and the asking price reflects how serious you are about selling your home. Several factors will contribute to your final decision. - [Know Why You are Selling](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/selling-your-home/know-why-you-are-selling/) - If you know exactly why you are selling, then it is easier for you to set the right plan of action to get what it is that you want. If you are a seller who needs to close a sale as quickly as possible, then you should know that getting the highest price possible is - [Making a Good First Impression](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/selling-your-home/making-a-good-first-impression/) - If you want buyers to be interested in your home, you need to show it in its best light. A good first impression can influence a buyer into making an offer; it influences a buyer emotionally and visually. In addition, what the buyer first sees is what they think of when they consider the asking - [Getting the Highest Price in the Shortest Time](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/selling-your-home/getting-the-highest-price-in-the-shortest-time/) - In order to get the highest price in the shortest time, you need to know how to market your home. The better you market your home, the more offers you will get. And the more offers you get, the more choices you have to get the price and terms you want. The most important factor - [Use a Buyer's Agent](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/buying-a-home/use-a-buyers-agent/) - It's important that you choose an experienced agent who is there for you. Your agent should be actively finding you potential homes, keeping you informed of the entire process, negotiating furiously on your behalf, and answering all of your questions with competence and speed. First, find an agent who represents you and not the seller. - [Avoiding Financial Stress](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/buying-a-home/avoiding-financial-stress/) - By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money. It is still true that the better qualifications you have, the lower your interest rate will be. - [Importance of Inspection](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/buying-a-home/importance-of-inspection/) - As a buyer, you are entitled to know exactly what you are getting. Don't take for granted what you see and what the seller or the listing agent tells you. A professional home inspection is something you MUST do, whether you are buying an existing home or a new one. An inspection is an opportunity - [Hot, Normal, and Cold Markets](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/buying-a-home/hot-normal-and-cold-markets/) - Hot Market This is an extremely competitive market, one that is advantageous to the seller. Sometimes, homes will sell as soon as they are listed or even before homes are listed. Typically, during a hot market, multiple offers will be made on each home and more often than not, homes will sell for more than - [Build a Plan of Action and Get Ready](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/buying-a-home/build-a-plan-of-action-and-get-ready/) - Buying a home will probably rank as one of the biggest personal investments one can make. Being organized and in control will contribute significantly to getting the best home deal possible with the least amount of stress. It's important to anticipate the steps required to successfully achieve your housing goal and to build a plan - [Finding the Right Seller](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/buying-a-home/finding-the-right-seller/) - The best seller is one who is highly motivated. A highly motivated seller is more likely to sell for less than his or her house is worth. And it matters that you find out why; learning the reason why can help you get the price you want and help the seller get what they want: - [Getting a Legitimate Lender and Getting Pre-Approved](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/buying-a-home/getting-a-legitimate-lender-and-getting-pre-approved/) - It used to be that buyers could go house shopping and when they have found their dream home, then they go to get pre-approved. However, in today's market, that has proven to be one of the least effective methods in landing the dream home. Most lenders can pre-qualify you for a mortgage over the phone. - [Why You Should Not Make Any Major Credit Purchases](https://slot20-01a.shiftingnexus.com/buyers-sellers-info/buying-a-home/why-you-should-not-make-any-major-credit-purchases/) - Don't go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation. Every $100 you pay per month on a credit payment could cost you about $10,000 in home ## FM Preview - [Preview](https://slot20-01a.shiftingnexus.com/form-maker/preview/) ## Categories - [Listings](https://slot20-01a.shiftingnexus.com/category/listings/) - I have real estate in my blood. It’s also on my shoes. I may even have spilled a little on my shirt, but it’s hardly noticeable. - [Search by Price](https://slot20-01a.shiftingnexus.com/category/listings/search-by-price/) - [100k to 250k](https://slot20-01a.shiftingnexus.com/category/listings/search-by-price/100k-to-250k/) - [250k to 500k](https://slot20-01a.shiftingnexus.com/category/listings/search-by-price/250k-to-500k/) - [500k to 750k](https://slot20-01a.shiftingnexus.com/category/listings/search-by-price/500k-to-750k/) - [Search by Type](https://slot20-01a.shiftingnexus.com/category/listings/search-by-type/) - [Single Family Home](https://slot20-01a.shiftingnexus.com/category/listings/search-by-type/single-family-home/) - [Condominium](https://slot20-01a.shiftingnexus.com/category/listings/search-by-type/condominium/) - [Town Home](https://slot20-01a.shiftingnexus.com/category/listings/search-by-type/town-home/) - [Search by Bedrooms](https://slot20-01a.shiftingnexus.com/category/listings/search-by-bedrooms/) - [2 bedrooms](https://slot20-01a.shiftingnexus.com/category/listings/search-by-bedrooms/2-bedrooms/) - [3 bedrooms](https://slot20-01a.shiftingnexus.com/category/listings/search-by-bedrooms/3-bedrooms/) - [4 bedrooms](https://slot20-01a.shiftingnexus.com/category/listings/search-by-bedrooms/4-bedrooms/) - [5+ bedrooms](https://slot20-01a.shiftingnexus.com/category/listings/search-by-bedrooms/5-bedrooms/) - [Search by Location](https://slot20-01a.shiftingnexus.com/category/listings/search-by-location/) - [Greensboro](https://slot20-01a.shiftingnexus.com/category/listings/search-by-location/greensboro/) - [Kernersville](https://slot20-01a.shiftingnexus.com/category/listings/search-by-location/kernersville/) - [High Point](https://slot20-01a.shiftingnexus.com/category/listings/search-by-location/high-point/) - [Blog](https://slot20-01a.shiftingnexus.com/category/blog/) - Yes I have a blog. Sometimes I post to it. - [Asheboro](https://slot20-01a.shiftingnexus.com/category/listings/search-by-location/asheboro/) - [Search by Bathrooms](https://slot20-01a.shiftingnexus.com/category/listings/search-by-bathrooms/) - [4 bathrooms](https://slot20-01a.shiftingnexus.com/category/listings/search-by-bathrooms/4-bathrooms/) - [3 bathrooms](https://slot20-01a.shiftingnexus.com/category/listings/search-by-bathrooms/3-bathrooms/) - [2 bathrooms](https://slot20-01a.shiftingnexus.com/category/listings/search-by-bathrooms/2-bathrooms/) - [1 bathroom](https://slot20-01a.shiftingnexus.com/category/listings/search-by-bathrooms/1-bathroom/) - [half bathroom](https://slot20-01a.shiftingnexus.com/category/listings/search-by-bathrooms/half-bathroom/) - [5+ bathrooms](https://slot20-01a.shiftingnexus.com/category/listings/search-by-bathrooms/5-bathrooms/) - [Winston-Salem](https://slot20-01a.shiftingnexus.com/category/listings/search-by-location/winston-salem/) - [Julian](https://slot20-01a.shiftingnexus.com/category/listings/search-by-location/julian/) - [Little River](https://slot20-01a.shiftingnexus.com/category/listings/search-by-location/little-river/) - [Mocksville](https://slot20-01a.shiftingnexus.com/category/listings/search-by-location/mocksville/) ## Tags - [home](https://slot20-01a.shiftingnexus.com/tag/home/) - [housing](https://slot20-01a.shiftingnexus.com/tag/housing/) - [mortgage](https://slot20-01a.shiftingnexus.com/tag/mortgage/) - [interest rates](https://slot20-01a.shiftingnexus.com/tag/interest-rates/) - [for rent](https://slot20-01a.shiftingnexus.com/tag/for-rent/) - [uncg](https://slot20-01a.shiftingnexus.com/tag/uncg/) - [rentals](https://slot20-01a.shiftingnexus.com/tag/rentals-2/) - [rent](https://slot20-01a.shiftingnexus.com/tag/rent/) - [greensboro](https://slot20-01a.shiftingnexus.com/tag/greensboro-2/) - [property](https://slot20-01a.shiftingnexus.com/tag/property/) - [management](https://slot20-01a.shiftingnexus.com/tag/management/) - [halloween](https://slot20-01a.shiftingnexus.com/tag/halloween/) - [christmas](https://slot20-01a.shiftingnexus.com/tag/christmas/) - [holiday](https://slot20-01a.shiftingnexus.com/tag/holiday/) - [foreclosure](https://slot20-01a.shiftingnexus.com/tag/foreclosure/) - [for sale](https://slot20-01a.shiftingnexus.com/tag/for-sale/) - [NC](https://slot20-01a.shiftingnexus.com/tag/nc/) - [North Carolina](https://slot20-01a.shiftingnexus.com/tag/north-carolina/) - [triad](https://slot20-01a.shiftingnexus.com/tag/triad/) - [Piedmont](https://slot20-01a.shiftingnexus.com/tag/piedmont/) - [Sunset Hills](https://slot20-01a.shiftingnexus.com/tag/sunset-hills/) - [guilford](https://slot20-01a.shiftingnexus.com/tag/guilford/) - [battleground](https://slot20-01a.shiftingnexus.com/tag/battleground/) - [cool](https://slot20-01a.shiftingnexus.com/tag/cool/) - [search](https://slot20-01a.shiftingnexus.com/tag/search/) - [Edwards](https://slot20-01a.shiftingnexus.com/tag/edwards/) - [NYP](https://slot20-01a.shiftingnexus.com/tag/nyp/) - [New York Post](https://slot20-01a.shiftingnexus.com/tag/new-york-post/) - [downtown](https://slot20-01a.shiftingnexus.com/tag/downtown/) - [Zombie](https://slot20-01a.shiftingnexus.com/tag/zombie/) - [apocalypse](https://slot20-01a.shiftingnexus.com/tag/apocalypse/) - [cannibal](https://slot20-01a.shiftingnexus.com/tag/cannibal/) - [homes](https://slot20-01a.shiftingnexus.com/tag/homes/) - [state street](https://slot20-01a.shiftingnexus.com/tag/state-street/) - [eclectic](https://slot20-01a.shiftingnexus.com/tag/eclectic/) - [wiccan](https://slot20-01a.shiftingnexus.com/tag/wiccan/) - [crystal](https://slot20-01a.shiftingnexus.com/tag/crystal/) - [natural](https://slot20-01a.shiftingnexus.com/tag/natural/) - [South Carolina](https://slot20-01a.shiftingnexus.com/tag/south-carolina/) - [SC](https://slot20-01a.shiftingnexus.com/tag/sc/) - [Beach](https://slot20-01a.shiftingnexus.com/tag/beach/) - [2nd home](https://slot20-01a.shiftingnexus.com/tag/2nd-home/) - [second home](https://slot20-01a.shiftingnexus.com/tag/second-home/) - [ocean](https://slot20-01a.shiftingnexus.com/tag/ocean/) - [option](https://slot20-01a.shiftingnexus.com/tag/option/) - [bankruptcy](https://slot20-01a.shiftingnexus.com/tag/bankruptcy/) - [forelosure](https://slot20-01a.shiftingnexus.com/tag/forelosure/) - [refinance](https://slot20-01a.shiftingnexus.com/tag/refinance/) - [deed in lieu](https://slot20-01a.shiftingnexus.com/tag/deed-in-lieu/) - [short sale](https://slot20-01a.shiftingnexus.com/tag/short-sale/) - [tree](https://slot20-01a.shiftingnexus.com/tag/tree/) - [house](https://slot20-01a.shiftingnexus.com/tag/house/) - [treehouse](https://slot20-01a.shiftingnexus.com/tag/treehouse/) - [plans](https://slot20-01a.shiftingnexus.com/tag/plans/) - [ikea](https://slot20-01a.shiftingnexus.com/tag/ikea/) - [kitchen](https://slot20-01a.shiftingnexus.com/tag/kitchen/) - [remodel](https://slot20-01a.shiftingnexus.com/tag/remodel/) - [school](https://slot20-01a.shiftingnexus.com/tag/school/) - [home improvement](https://slot20-01a.shiftingnexus.com/tag/home-improvement/) - [updates](https://slot20-01a.shiftingnexus.com/tag/updates/) - [selling](https://slot20-01a.shiftingnexus.com/tag/selling/) - [lighted Christmas balls](https://slot20-01a.shiftingnexus.com/tag/lighted-christmas-balls/) - [new construction](https://slot20-01a.shiftingnexus.com/tag/new-construction/) - [new homes](https://slot20-01a.shiftingnexus.com/tag/new-homes/) - [resale home](https://slot20-01a.shiftingnexus.com/tag/resale-home/) - [home for sale](https://slot20-01a.shiftingnexus.com/tag/home-for-sale/) - [listing your home](https://slot20-01a.shiftingnexus.com/tag/listing-your-home/) - [spring break](https://slot20-01a.shiftingnexus.com/tag/spring-break/) - [vacation](https://slot20-01a.shiftingnexus.com/tag/vacation/) - [home safety](https://slot20-01a.shiftingnexus.com/tag/home-safety/) - [security](https://slot20-01a.shiftingnexus.com/tag/security/) - [hurricane florence](https://slot20-01a.shiftingnexus.com/tag/hurricane-florence/) - [help](https://slot20-01a.shiftingnexus.com/tag/help/) - [donate](https://slot20-01a.shiftingnexus.com/tag/donate/) - [volunteer](https://slot20-01a.shiftingnexus.com/tag/volunteer/) - [santa](https://slot20-01a.shiftingnexus.com/tag/santa/) - [letter](https://slot20-01a.shiftingnexus.com/tag/letter/) - [north pole](https://slot20-01a.shiftingnexus.com/tag/north-pole/) - [First time buyer](https://slot20-01a.shiftingnexus.com/tag/first-time-buyer/) - [remax](https://slot20-01a.shiftingnexus.com/tag/remax/) - [buying](https://slot20-01a.shiftingnexus.com/tag/buying/) - [homebuyer](https://slot20-01a.shiftingnexus.com/tag/homebuyer/) - [real estate](https://slot20-01a.shiftingnexus.com/tag/real-estate/) - [2 storage buildings](https://slot20-01a.shiftingnexus.com/tag/2-storage-buildings/)